How long it will actually take for the direct deposit to hit your account largely depends on how fast your employer or benefits provider and their bank process things.Įmployers usually submit their payroll 5 workdays before payday to their bank. This, however, is rather unusual, usually, you will receive your direct deposit with Chime 1-2 days before your payday. At the latest, you will receive your direct deposit at 9:00 AM EST on your payday.

Is that true and how does Chime direct deposit even work? What Time Does Chime Direct Deposit Hit?ĭirect deposits with Chime will be in your Chime account up to 2 days before your payday. Chime claims you’ll get paid up to 2 days earlier when using Chime direct deposit.